Fulfill your RMD with an IRA Charitable Rollover

If you are age 72 or older and have an IRA, but are making charitable gifts from your checkbook, you are missing a very important tax break! A gift from your IRA is considered a Qualified Charitable Distribution (QCD), which can be used to fulfill your Required Minimum Distribution (RMD) for the year if you are age 70 ½ or older. This type of gift can decrease your tax burden and ensures that our neighbors are fed.

Benefits of a Charitable Rollover

  • Avoid taxes on gifts of up to $100,000 total from your IRA to charitable organizations
  • May satisfy your RMD for the tax year
  • Make a gift that is not subject to the deduction limits on charitable gifts
  • Reduce taxable income, even if you do not itemize deductions
  • Help further the work of Second Harvest Heartland to end hunger together

Contact your IRA plan administrator and use this form to make a gift to Second Harvest Heartland. Your funds will be directly transferred and will immediately help feed our community.

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